It's a fair question: "why does being safe have to involve dressing up like a DayGlo sausage, a European hairdresser or a large nylon pillow?"
(I think my current look is closest to the sausage thing, alas. One spring ritual I especially dislike involves cramming my winter fat into unforgiving leather pants. Incredibly, they still fit, but I'll tell you, there is not a lot of sag in these things right now. They are minimally bendy. I'm thinking a three-day juice fast...the first vintage roadrace of the year is nine days away. Eek!)